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He will work tirelessly to ensure your financial health, whether personally or for your business, organizing comfortable payment plans and getting you and your family financially secure if you have decided to file for bankruptcy, or making sure your business is getting started on the right track. The instability of the American economy has reduced most Americans to a state of simply trying to make ends meet. If you, like many Pennsylvania residents, maybe you lost your job, or are you struggling with your small business bills, are behind on your car or mortgage payments, or are overwhelmed by massive credit card debt, declaring bankruptcy can help get your life back on track. At the Pennsylvania Bankruptcy and Business Law Office of C. Stephen Gurdin, he has assisted countless Pennsylvania clients start over by filing for Chapter 7, Ch. 11, or Chapter 13 bankruptcy. Local Bankruptcy Attorney Wilkes-Barre, PA bankruptcy Attorney C. Stephen Gurdin Jr. both assists you with your current financial situation, and helps you plan for a better future.
It is important to note that those considering filing for bankruptcy should tread carefully during the holidays. Although a Chapter 7 bankruptcy petition generally leads to discharge of credit card debts, courts frown upon excessive spending prior to filing for relief. This can lead to allegations of bankruptcy fraud.
Who Can File Chapter 7 Bankruptcy – $500 Bankruptcy Attorney?
Not everyone qualifies for a Chapter 7 discharge. You’ll qualify if your gross income is lower than your state’s median income. If it’s higher, you’ll still qualify if, after paying allowed monthly debts, you don’t have enough left over to feasibly complete a Chapter 13 repayment plan.
Other requirements exist, too. For instance, you won’t be able to use Chapter 7 bankruptcy if you already received a bankruptcy discharge in the last six to eight years (depending on which type of bankruptcy you filed). And where you can file will depend on how long you’ve lived in the state.