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Chapter 20 Bankruptcy – File a chapter 7 to discharge unsecured debt then file a chapter 13 to stip-down or strip off a secured or partially secured debt. This procedure is sometimes described as a chapter 20 but there is no such chapter. 7+13 = 20 hence the name. A chapter 7 discharges personal liability….
The means test is a mathematical formula established by congress, creating standards to qualify a person to obtain relief under the bankruptcy code and to determine whether they will be required to repay some of their debts or merely discharge them. In order to put all persons on the same playing field, congress established both…
A small business case is a Chapter 11 Small Business proceeding filed by a person engages in business activities other than owning or operating real property that has liquidated debts as of the filing date of not more than $3,024,725 as of February of 2024 and in which the Debtor has not elected subchapter V,…
Stay in Business by Filing Chapter 11 Bankruptcy – It seems as though nearly every American person or business has been suffering from financial loss due to the recession: jobs are cut, families have had to deal with foreclosures, and businesses have gone under. If you, like many Pennsylvania residents, own or are part of…
The debtor must appear and submit to oral examination, under oath, at a meeting of creditors convened (called, brought together and conducted) under section 341 of the Bankruptcy Code. The meeting is convened (called and brought together and conducted) by a trustee appointed by the Office of the United States Trustee, a division of the…
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